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Driving lasting change

We’re the quiet force behind practical change—meeting with governments, building relationships and delivering evidence that moves policy.

Our reports, submissions, and briefings push for concrete fixes: closing the financial help gap, modernizing benefits delivery, strengthening funding for free tax and coaching services, cracking down on predatory lending, and expanding low-cost credit. It’s steady, behind-the-scenes work with bold goals—clearer rules, fairer systems, better outcomes.

Policy Change

We partner with government to remove financial barriers through evidence-based policy advice, briefings, and collaborative problem-solving.

Federal Advocacy

We advocate for bold national action—like automatic tax filing and disability benefit access—to close financial help gaps.

How we make it happen

There are a few key ways we work to ensure systems change in a way that serves the most vulnerable populations. Explore our process below.

By strengthening systems alongside services, we create lasting change—so every person in Canada can access the financial help they need to thrive.

read our latest report

Closing the Divide: Solutions for Canada's Financial Help Gap

Our comprehensive report, Closing the Divide: Solutions for Canada’s Financial Help Gap, sets out clear steps governments, financial services, and community organizations can take to  ensure every Canadian – no matter who they are or where they live – can access the financial help they need to build their financial stability, resilience, and well-being.